clone your 201s on card.
You can use any writer ez100pu ACR 83 ACR92 omnikey 3121 or NONUS [You only NEED T2] write on jcop21 -36k or jacop31 (versions latest that are now being used now maybe can work with others new coming ones) and it work on all pos models ..when ask pin you insert any 4...
Alright...so you buy a CC with fullz or a regular CC then get the SSN, BR and CR.
Open a bank account with the persons details and when it's time for initial deposit..use their CC, it gets into the account pretty fast. No 3D Secure if you stick to non 3D Secure Bins.
You can cash out the funds...