LEGAL TIDBITS
This FAQ is intended for educational PURPOSES ONLY
THE BIG QUESTION: WHAT IS CARDING?
Well, defined loosely, carding is the art of credit card manipulation to access goods or services by way of fraud. But dont let the “politically correct” definition of carding stop fool you, because carding is more than that. Much more.
Although different people card for different reasons, the motive is usually tied to money. Yea, handling a $9,000 plasma television in your hands and knowing that you didnt pay one red cent for it is definitely a rush.
But other factors contribute to your personal reason for carding. Many carders in the scene come from poor countries, such as Argentina, Pakistan, and Lebanon where $50 could mean a weeks pay, on a good day. Real carders (the one that have been in the scene the longest) seem to card for something more, however. The thrill of cc manipulation? The rush that the federalizes could bust down your door at any minute? The defiance of knowing that everyday that you are walking among the public is another day that you have gotten away with a federal crime?
Whatever your persona reason for carding is, this tutorial should answer a few noobie questions and take the guessing out of the entire carding game. The resources and techniques mentioned in this tutorial are NOT, I repeat, NOT the only methods of carding. Experience in carding is key. You have to practice your own methods and try out new techniques in carding to really get a system that works for you. This tutorial is meant to get you on your way.
THE BASICS: WHAT DO I NEED AND WHERE DO I GET IT?
Credit Cards: Yes, CCZ.
I know that’s a discouraging statement to all of you, but we have to keep **** realistic. The easiest way to get ccz is to purchase them.
“but I cant get a job/I don’t wanna work!”
Having a regular 9 to 5 job is not a bad idea in the carding scene. Not only will you have some sort of alliby to why you have all this expensive **** in your house, but you can also use the money (who cant nowadays) to pay bills. You cant card forever, and you cant sustain yourself by carding alone.
If you are REALLY strapped for cash, you have to go through the alternative: trade for your resources. you have to be resourceful in carding, meaning you have to use what you got. Got a psybnc admin account? Offer psychs user for a cc or two. Got shells? roots? Can you make verification phone calls? just ask yourself “what do I have that might be valuable to someone else?” and work with that. It dosnt have to be big, it just has to get you a few cc’s in your palms.
Once you’ve run your first successful cc scam, DONT SPEND ALL YOUR EARNINGS. Save $200 and re-invest back into the carding community. head to SC and get better cards. If you have level 2 cards, I suggest carding C2it/Paypal and using that $$ to buy ccs. (successful C2it/PP scamming techniques will not be discussed in this tut, sorry)
To other minor pointers on rippers and legit sellers, please scroll down to “SELLERS, TRADERS, AND RIPPERS, OH MY!”
“where can I check my CCZ?”
Knowing weather your cc is valid or not is really important for saving some time and energy. if you want the lame pr0n site check, you can check them under https://russiancarders.se/
The idea way for checking ccz is through an online merchant (authorize.net, linkpintcentral.) These merchants can verify cc amounts without charging your ccs. Good luck finding one. People on IRC want a ridiculous trade for These merchants (cvv lists, cash). So if you run accrosss a legit merc, dont give it out! even to your best buds! online mercs are gold in the world of carding.
Other methods for verifying cc amounts include registering your cc on an online bank. (You will need at least a level 2 card, level 3 for ATM cards). alot of online banks can give you limit, billing addy, ect ect but they require at least a level 2 cc (more info on ccz below)
CREDIT CARD FRAUD: INFORMATION IS KEY
I want to make something clear right now. The secret to carding is not the number of cards you own, its what you can do with the cards. What do I mean by that? Simple.
Hypotherical situation: My name is Johnny and I have 3 ccs with SSN, DOB, CVV NUMBER, MMN, NAME, STREET ADDRESS, CITY, ZIP, AND BILLING TELEPHONE NUMBER. I have a friend named Billy. Billy has 300 CCCZ with CVV, MMN, NAME, STREET ADDRESS, CITY, ZIP, AND BILLING TEL. NUMBER. Whos more likely to successfully card something?
Simply put, I (Johnny) am. Why? Because I have more information that can prove that I am the person who owns this CC than Billy does with his 300 CCVZ. Does that mean Billy’s not gonna card anything? No, that just means Billy’s gonna have a hard time carding anything without verification.
So to sum up this lesson, you have to get information on your mark (the person that youre impersonating.) #1 rule in carding is: the more information you have on a person, the better chances you have for a successful transaction. Here is the information you’re looking for(note: the levels of a card is not a tehcnical carding term, I’ just used L1 L2 L3 to simplify **** throughout the tutorial.) :
Now if all you have is a regular cc, dont discourage. Just do some research and build your cards as much as possible:
First, go to whitepages.com and try to lookup your marks street address and phone number. Make sure it matches the info you have on your cc..
Last, but not least, take a quick look in ancestry.com. Ancestry.com is a bit of a *****, but you can lookup DOB and MMN (ie, if your marks name is anthony hawkins, his father is david hawkins and his ******s name is bella donna, Donna is the MMN)
So size up your cards and move on to the next lesson:
This FAQ is intended for educational PURPOSES ONLY
THE BIG QUESTION: WHAT IS CARDING?
Well, defined loosely, carding is the art of credit card manipulation to access goods or services by way of fraud. But dont let the “politically correct” definition of carding stop fool you, because carding is more than that. Much more.
Although different people card for different reasons, the motive is usually tied to money. Yea, handling a $9,000 plasma television in your hands and knowing that you didnt pay one red cent for it is definitely a rush.
But other factors contribute to your personal reason for carding. Many carders in the scene come from poor countries, such as Argentina, Pakistan, and Lebanon where $50 could mean a weeks pay, on a good day. Real carders (the one that have been in the scene the longest) seem to card for something more, however. The thrill of cc manipulation? The rush that the federalizes could bust down your door at any minute? The defiance of knowing that everyday that you are walking among the public is another day that you have gotten away with a federal crime?
Whatever your persona reason for carding is, this tutorial should answer a few noobie questions and take the guessing out of the entire carding game. The resources and techniques mentioned in this tutorial are NOT, I repeat, NOT the only methods of carding. Experience in carding is key. You have to practice your own methods and try out new techniques in carding to really get a system that works for you. This tutorial is meant to get you on your way.
THE BASICS: WHAT DO I NEED AND WHERE DO I GET IT?
Credit Cards: Yes, CCZ.
- “do you have any ccz”
- “where can I hack CCZ”
- “where can I get a list of valid CCZ?”
I know that’s a discouraging statement to all of you, but we have to keep **** realistic. The easiest way to get ccz is to purchase them.
“but I cant get a job/I don’t wanna work!”
Having a regular 9 to 5 job is not a bad idea in the carding scene. Not only will you have some sort of alliby to why you have all this expensive **** in your house, but you can also use the money (who cant nowadays) to pay bills. You cant card forever, and you cant sustain yourself by carding alone.
If you are REALLY strapped for cash, you have to go through the alternative: trade for your resources. you have to be resourceful in carding, meaning you have to use what you got. Got a psybnc admin account? Offer psychs user for a cc or two. Got shells? roots? Can you make verification phone calls? just ask yourself “what do I have that might be valuable to someone else?” and work with that. It dosnt have to be big, it just has to get you a few cc’s in your palms.
Once you’ve run your first successful cc scam, DONT SPEND ALL YOUR EARNINGS. Save $200 and re-invest back into the carding community. head to SC and get better cards. If you have level 2 cards, I suggest carding C2it/Paypal and using that $$ to buy ccs. (successful C2it/PP scamming techniques will not be discussed in this tut, sorry)
To other minor pointers on rippers and legit sellers, please scroll down to “SELLERS, TRADERS, AND RIPPERS, OH MY!”
“where can I check my CCZ?”
Knowing weather your cc is valid or not is really important for saving some time and energy. if you want the lame pr0n site check, you can check them under https://russiancarders.se/
The idea way for checking ccz is through an online merchant (authorize.net, linkpintcentral.) These merchants can verify cc amounts without charging your ccs. Good luck finding one. People on IRC want a ridiculous trade for These merchants (cvv lists, cash). So if you run accrosss a legit merc, dont give it out! even to your best buds! online mercs are gold in the world of carding.
Other methods for verifying cc amounts include registering your cc on an online bank. (You will need at least a level 2 card, level 3 for ATM cards). alot of online banks can give you limit, billing addy, ect ect but they require at least a level 2 cc (more info on ccz below)
CREDIT CARD FRAUD: INFORMATION IS KEY
I want to make something clear right now. The secret to carding is not the number of cards you own, its what you can do with the cards. What do I mean by that? Simple.
Hypotherical situation: My name is Johnny and I have 3 ccs with SSN, DOB, CVV NUMBER, MMN, NAME, STREET ADDRESS, CITY, ZIP, AND BILLING TELEPHONE NUMBER. I have a friend named Billy. Billy has 300 CCCZ with CVV, MMN, NAME, STREET ADDRESS, CITY, ZIP, AND BILLING TEL. NUMBER. Whos more likely to successfully card something?
Simply put, I (Johnny) am. Why? Because I have more information that can prove that I am the person who owns this CC than Billy does with his 300 CCVZ. Does that mean Billy’s not gonna card anything? No, that just means Billy’s gonna have a hard time carding anything without verification.
So to sum up this lesson, you have to get information on your mark (the person that youre impersonating.) #1 rule in carding is: the more information you have on a person, the better chances you have for a successful transaction. Here is the information you’re looking for(note: the levels of a card is not a tehcnical carding term, I’ just used L1 L2 L3 to simplify **** throughout the tutorial.) :
- NAME:
- ADDRESS:
- CITY:
- STATE:
- ZIP CODE:
- TEL. BILLING NUMBER:
- CARD NUMBER:
- CARD EXP DATE:
- CVV CODE:
- Social Security Number (SSN):
- Date Of Birth (DOB):
- ******s Maiden Name (MMN):
- BANK ACCOUNT NUMBER:
- ROUTING NUMBER:
- BANK NAME:
- BANK NUMBER:
- DRIVERS LICENSE NUMBER:
- PIN NUMBER (For CC or ATM card)
Now if all you have is a regular cc, dont discourage. Just do some research and build your cards as much as possible:
First, go to whitepages.com and try to lookup your marks street address and phone number. Make sure it matches the info you have on your cc..
Last, but not least, take a quick look in ancestry.com. Ancestry.com is a bit of a *****, but you can lookup DOB and MMN (ie, if your marks name is anthony hawkins, his father is david hawkins and his ******s name is bella donna, Donna is the MMN)
So size up your cards and move on to the next lesson: